Welcome to HIMSO

The Health and Insurance Management Services Organization (HIMSO) is a Tanzanian NGO established and registered in 2012 to complement the government’s efforts in improving Tanzanians access to improved, reliable and affordable health care services.

Currently, HIMSO’s focus is on the improved Community Health Fund (iCHF), Dharura Fasta and Insuring the destitute.


Dharura Fasta

Dharura Fasta is a micro insurance product that offers evacuation during medical emergencies. Through Dharura Fasta, members are evacuated from home to health care facility and from a lower level health care facility to a higher-level health care facility when government ambulances are not available.

The Improved Community Health Fund - iCHF

Improved Community Health Fund (iCHF) is a voluntary community-based financing scheme in which households pay contributions to finance part of their basic health care services to compliment the government health financing efforts. Community Health Fund was established by the government of Tanzania through Act number 1 of Community Health Fund of 2001.

Insuring the Destitute

HIMSO is committed to making micro insurance accessible and affordable to all. Through micro insurance, the low-income households are protected against perils that would have devastating impacts to their livelihoods, and in some extreme cases, their lives.


Our Partners